Ultimate Guide To Finding Assistance Programs For YOU
(UnitedReader.com) – The United States government has established a number of different programs to help needy Americans. These programs offer tools such as cash, health insurance, food assistance, disaster relief, housing subsidies, utility subsidies, education, etc. Here are some of the assistance programs you may want to look into based on your unique situation.
Disaster Relief
When a disaster strikes, there are a lot of losses associated with them. Fortunately, there are different disaster relief programs you can look into, including:
- Business physical disaster loan
- Crop Insurance
- Disaster Assistance and Emergency Relief Program
- Disaster Legal Services
- Disaster Recovery Center (DRC) Locator
Family and Children’s Services
If you need assistance with family and children services, you can apply for any of the following assistance programs:
- Adoption assistance
- Child Care Resources and Referral Services
- Child Care and Development Fund
- Child Support Enforcement
- Child Tax Credit
Education and Training
Here are some of the assistance programs to consider for your education and training.
- Advanced Education Nursing Traineeship
- American Music Abroad Program
- American Opportunity Tax Credit
- American Youth Leadership Training Program
- Assistance for Indian Children with Severe Disabilities
Food and Nutrition Assistance
There are over 270 food and nutrition assistance programs in the United States. Some of these programs include:
- Alabama Food Assistance Program
- CalFresh
- Child and Adult Care Food Program
- Commodity Supplemental Food Program
- Supplemental Nutrition Assistance Program
Financial Assistance
The US has 185 financial assistance programs. Some of these programs include:
- AIDS Research Loan Repayment Program
- Adjustable-Rate Mortgage Insurance
- American Opportunity Tax Credit
- Armed Forces Tax Benefits
- Bureau of Indian Affairs Financial Assistance and Social Services
Healthcare and Medical Assistance
There are 258 healthcare and medical assistance programs in the US. Some examples of these programs include:
- Medicaid
- Architectural Barriers Act Enforcement
- Assistance for disabled veterans and service members in purchasing automobiles and adaptive equipment
- COBRA
- Caregiver Programs and Services
Housing and Public Utilities
You can seek housing and public utility assistance from the 258 assistance programs under this category. Some of these programs include:
- Low Income Home Energy Assistance Program
- Weatherization Assistance Program
- Cash-out Refinance Loan
- The homeless housing assistance program
- Housing loans for Native Americans and veterans
Immigration and Refugee Assistance
There are 6 immigration refugee assistance programs to choose from if you’re an immigrant or a refugee in the US. These programs include:
- State administration program for refugees and entrants who don’t qualify for SSI, Medicaid, and TANF
- Targeted services for refugees and entrants to seek employment rather than providing social services
- Resettlement assistance through the Matching Grant Program
- Wilson/Fish Programs
- Human trafficking victims assistance program
Social Security and Retirement
The US federal and state governments provide 20 social security and retirement programs assistance programs. Some of these programs include:
- Civil Service Retirement System
- Retirement assistance for federal employees
- Pension benefits for working Americans
- Social security child’s insurance
- Social security insurance for disabled people
- Social security insurance for surviving divorced spouses
Loans
You can apply for a business or personal loan from the 62 programs under the federal and state governments. Some of these assistance programs include:
- Small Business Loans
- Adjustable-Rate mortgage insurance
- Financial Assistance to help conserve agricultural lands and wetlands
- Financial assistance to buy a single-family home
- Financial assistance for small businesses affected by disasters
Military Assistance
Both active and veteran military members can seek assistance from the 66 programs provided by the federal and state governments. Examples of these programs include:
- Tax relief for active members of the US armed forces
- Comprehensive medical benefits package for veterans
- Clothing allowance for unique wears due to service-connected disabilities
- Support to work in competitive jobs
Find Your Assistance based on Your Needs
The United States federal and state governments have several assistance programs to meet different needs. Visit Benefits.gov to further explore these and other available programs and to find out how to apply in your own state.
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